Interest Free Credit

Jamieson & Carry, in conjunction with Close Brothers via Deko Pay, is pleased to offer its UK clients the opportunity to Pay by Finance on all orders over £750 via the website.

Interest Free Credit is available on all orders over £750 in-store excluding Sale items, Pre-Owned items and the TAG Heuer Connected Watch range. We offer four products, all of which are Interest Free:

  • 12 months Interest Free Credit - with minimum 10% deposit paid now.
  • 18 months Interest Free Credit - with minimum 10% deposit paid now.
  • 24 months Interest Free Credit - with minimum 10% deposit paid now.
  • 36 months Interest Free Credit - with minimum 10% deposit paid now.

Representative example of credit:

Purchase Price: £1,800.00
Deposit: £180 (10%)
Total amount of credit: £1,620
Payable by monthly instalments of: £45
Total repayable: £1,620
Rate of interest: 0%
Duration of agreement: 36 months
0% APR Representative

Jamieson & Carry are authorised and regulated by the Financial Conduct Authority, register number FRN 691006.

Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to www.dekopay.com/faq or visit www.dekopay.com.

FAQs

How Much Can I Borrow?

Interest Free Credit is available to our United Kingdom clients, on all items over £750 and up to a value of £10,000 online. Interest Free Credit is available on all orders over £750 in-store excluding Sale items, Pre-Owned items and the TAG Heuer Connected Watch range.

Is a Deposit Required?

A minimum 10% deposit is required on all orders.

How Are My Monthly Payments Made?

Your monthly repayments will be taken via direct debit from your chosen bank account.

How do I apply?

Please select Finance as your preferred payment method during the checkout process where you will be redirected to payment provider “Close Brothers / Dekopay” to complete your finance application. You will then be required to fill in your details accordingly and they will assess your credit application.

Terms & Conditions

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits
  • The goods must be delivered to your home address.

For more information please email enquiries@jamieson-carry.com.